Insurance Built for Washington Families.
Life, term, final expense, annuities, and IUL — from a real Roy, WA agent serving Pierce County and 100 miles around. Independent, licensed, and quote in minutes.
Five ways we protect Washington families.
Life Insurance
Whole and permanent policies built to protect your family for the long haul.
Term Life Insurance
Affordable 10, 20, and 30-year policies that cover the years that matter most.
Final Expense Insurance
Simple, guaranteed coverage designed to handle funeral and end-of-life costs.
Annuities
Guaranteed, tax-deferred growth and a paycheck for life in retirement.
Indexed Universal Life (IUL)
Permanent life insurance with market-linked growth and tax-advantaged access.
We answer the phone. We shop the market. We live here.
Rainier LLC is an independent insurance agency based in Roy, WA. We're not tied to one carrier, we don't work off a script, and we don't sell you anything you don't need. Our job is to explain the options in plain English, shop A-rated carriers on your behalf, and put a policy in place that actually fits your family.
From first call to full coverage.
Talk
A 15-minute call. We listen, ask the right questions, and understand your family.
Compare
We shop A-rated Washington carriers and bring you the two or three that actually fit.
Protect
Apply the same day. Most Pierce County families are fully covered within 2–4 weeks.
Real Washington families. Real results.
Locked in $500K of 20-year term at 34 for less than $28/month. Josh walked me through three carriers and showed the exact numbers. No pressure, no runaround.
I'd been declined twice before because of my heart history. Rainier found me a final expense policy that approved same day. My kids won't be stuck with anything.
We rolled a lump-sum pension into a fixed indexed annuity. Guaranteed lifetime income and we finally sleep at night. Would recommend to anyone in Pierce County.
Local coverage. Washington roots.
Rainier LLC is based in Roy, WA and licensed across Washington State. We meet clients in person, over the phone, or on video — whatever works best. From Roy to Tacoma to Olympia, we know the communities we serve because we live in them.
Questions we hear from Washington families
Get a Free Quote Today.
Independent insurance in Roy, WA. Serving Pierce County and 100 miles around. Call (253) 500-1563 or send a message — we usually reply the same day.